How to get a personal loan

There are all sorts of reasons you might need to think about getting a personal loan. Perhaps you want to pay for a holiday, a wedding, to furnish a new home or to consolidate existing, expensive debts. With interest rates low, borrowing from banks and building...

Student Loan Oversight

States are seeking strategies to mitigate the negative effects of student loan debt. These efforts include repayment assistance and forgiveness plans. Many states have also enacted legislation to create new regulations and consumer protections regarding student loan...

Consolidate Credit Card Debt

Credit card debt consolidation is a strategy that takes multiple credit card balances and combines them into one monthly payment. Consolidating your debt is ideal if the new debt has a lower annual percentage rate than your credit cards. This can reduce interest...

Student loan debt depend on who you are

To get rid of student loan debt through bankruptcy, you must prove to the court that paying back your student loans would cause an “undue hardship.” But in our peer-reviewed study of nearly 700 student loan discharge cases spanning 1985 to 2020, we found that judges’...